If I'm participating in my employer's 401K plan, may I also set up a SEP-IRA for my self-employment income?

How many people actually go in for a Health Insurance? It is observed that most people think it is a waste of money so avoid it. What do you think?

What are the some available defenses against product liability claims?

Can I claim child tax credit for my son born on December 31?

What is a Future Delphi credit scoring and how does it work?

What is the best way to save credit card surcharges?

What are the advantages of factoring?
Factoring allows your company to get instant cash, in less than 24 hours. Factoring can be defined as a process when a third party firm, known as a factor, purchases the accounts receivable of a business and gives it cash advance based on those bills (that are unpaid). It has a number of benefits like:
1. Does not require collateral
2. Good use for growth
3. Qualify for more and more funding
Do you agree with this? Are there any more benefits?

What are the tax changes I need to know about when filing my individual return for 2012?