Can I claim child tax credit for my son born on December 31?

What is a Future Delphi credit scoring and how does it work?

I am doing freelancing for two different companies and I have several questions. I deliver for them digital files, such as research, PowerPoints or excel files. Do I need to add sales tax to the invoices? When and how do I file taxes? I have never worked before in California and just started working in October last year.

How does new Emergency Homeowner Loan Program (EHLP) work?

What are the tax changes I need to know about when filing my individual return for 2012?

If I participate in my employer's 401K plan, can I also set up a SEP-IRA for my self-employment income?

What is the best way to become a financial advisor?

What are the advantages of factoring?
Factoring allows your company to get instant cash, in less than 24 hours. Factoring can be defined as a process when a third party firm, known as a factor, purchases the accounts receivable of a business and gives it cash advance based on those bills (that are unpaid). It has a number of benefits like:
1. Does not require collateral
2. Good use for growth
3. Qualify for more and more funding
Do you agree with this? Are there any more benefits?