What are the some available defenses against product liability claims?

I am doing freelancing for two different companies and I have several questions. I deliver for them digital files, such as research, PowerPoints or excel files. Do I need to add sales tax to the invoices? When and how do I file taxes? I have never worked before in California and just started working in October last year.

Share your experience of using a bad credit loan or a payday loan: was is it helpful for you?

Is commission rebate from the buyer's Realtor to the buyer a taxable income? Transaction was done outside of the escrow and 1099-Misc (Box 7) was issued to the buyer following January. 1) is this taxable income for the buyer and 2) if so, is he responsible for SE taxes as well?

What are the tax changes I need to know about when filing my individual return for 2012?

If I'm participating in my employer's 401K plan, may I also set up a SEP-IRA for my self-employment income?

Does a nonprofit (not for profit) organization need to have an independent review and/or audit of its financial statements?

What is the best way to become a financial advisor?