What is the best way to save credit card surcharges?

Share your experience of using a bad credit loan or a payday loan: was is it helpful for you?

I am a Nonresident Alien and I live in Ensenada Baja California Mexico. I’m about to buy many electronics. Total value would be around $12,000 for my personal use. I am building my own house and I want to buy from SEARS in Chula Vista, California, but I don’t want to pay double tax (in the US and Mexico) since I am going to import the merchandise to Mexico. Is there any way to avoid the payment of taxes in Chula Vista?

How does new Emergency Homeowner Loan Program (EHLP) work?

Are payday loans meant to help people in times of emergency or just to trap them into a cycle of debt?

Does a nonprofit (not for profit) organization need to have an independent review and/or audit of its financial statements?

What are the advantages of factoring?
Factoring allows your company to get instant cash, in less than 24 hours. Factoring can be defined as a process when a third party firm, known as a factor, purchases the accounts receivable of a business and gives it cash advance based on those bills (that are unpaid). It has a number of benefits like:
1. Does not require collateral
2. Good use for growth
3. Qualify for more and more funding
Do you agree with this? Are there any more benefits?

What is the difference between the gross and net interest rate?