What is the best way to save credit card surcharges?

Share your experience of using a bad credit loan or a payday loan: was is it helpful for you?

If I'm participating in my employer's 401K plan, may I also set up a SEP-IRA for my self-employment income?

What are the best ways of spending money apart from spending just on shopping and entertainment? When can spent money be never regretted? Add your feedback please.

How many people actually go in for a Health Insurance? It is observed that most people think it is a waste of money so avoid it. What do you think?

Hello,

I am a Tunisian national on J1 Visa in the US. However, I have never paid taxes in Tunisia. I did my PhD and was working in France for 5 years paying taxes there. I got my visa in France. Is my tax residency France or is it Tunisia? Because if I claim it to be Tunisia, there is no two years tax treaty. If it's France, what documents I need to claim the tax refund?
Thanks

What exactly is accounts receivable financing and factoring and how can it help a business?

What are the tax changes I need to know about when filing my individual return for 2012?