By: Art Of Saving Home Loans Views: 1854 | Comments: 0 | Votes: 0
A home equity line of credit means a homeowner can use his home as collateral for a loan. In other words, your home can be a source of credit to pay for education, purchase of a car, retirement plans or improvement of home. The bank or the institution will provide you the detailed information as to how you can make use of HELOC. Interest rates are subject to change now and then. More
By: Trmnotary Home Loans Views: 1841 | Comments: 1 | Votes: 0
What exactly is a "Rent-Back" offer, and when should they be used? In most real estate transactions, the buyer takes possession of the property at or shortly after closing. A rent-back is an offer made by the prospective buyer to allow the seller to remain in possession of the home for a longer period of time. More
By: Art Of Saving Insurance Views: 1839 | Comments: 0 | Votes: 0
Which life insurance policy should you buy? You will at some time in your life come to the conclusion that you need to buy some life insurance. You have a pretty good idea how much you need but deciding which life insurance policy is best for your particular need is another question. There are many to choose from. Some are small and cozy and seem to just ooze family. More
By: Art Of Saving Insurance Views: 1795 | Comments: 0 | Votes: 0
There are many issues to consider when insuring a recreational boat. Many people view boating as a fun sport and don't consider there to be enough risks associated with boating to make insuring the boat very important.First of all, do you need to be reminded that we live in a litigious world? Wherever you go, accidents can happen and boating is certainly no exception. S. S. More
By: Yolanda Trimble Tax Planning Views: 1753 | Comments: 0 | Votes: 0
Suggested Holding Periods for Tax Records:1. It is a good policy to save copies of your 1040 and supporting schedules indefinitely.2. The IRS requires record retention as long as they are important for Federal Tax law. Keep ALL--bank statements, checks, receipts and other financial records for at least three years, especially those documents that will support your tax return figures.4. More
By: Julian Block Tax Planning Views: 1741 | Comments: 0 | Votes: 0
This year, the deadline for filing Form 1040 is Tuesday, April 17. The additional time is because the 15th falls on a Sunday and the 16th is a legal holiday in the District of Columbia. Miss the deadline and you could get nicked for a sizable, nondeductible penalty. The maximum penalty is 25 percent of the balance due. More
By: Art Of Saving Insurance Views: 1739 | Comments: 0 | Votes: 0
Accidents and hazards are part of our day to day life, and they are sometimes related to our occupation as well. You may suffer from an accident while performing your job. Such accident may result in your untimely loss of life, or temporary or permanent disability. While most hazards can be foreseen, accidents occur without warning. More
By: Kristine A. McKinley, CFP, CPA Tax Planning Views: 1733 | Comments: 0 | Votes: 0
There are three types of tax that you will be responsible for when you start your eBay business. They are 1) sales and use tax, 2) payroll tax and 3) income tax.Sales and use tax - Just about every state, and many cities and other local authorities, imposes a sales tax on items sold. Each state has different rules, so it's important to find out the rules in your state and city. More
By: Art Of Saving Home Loans Views: 1690 | Comments: 0 | Votes: 0
Rent versus Buying in this market: Nearly a full third of households are still renting...but if you are one of them, you could be paying a hefty price. Is there a "bubble"? The simple answer is "no". Even if interest rates move a bit higher, it won't be enough to cause a nationwide slide in home prices. The key to a healthy housing market is the job market. But is it too late? More
By: Helping Homes REI, LLC Real Estate Views: 1672 | Comments: 0 | Votes: 0
Helping Homes REI, LLC is a local, family-owned, and operated real estate investment company. Chris Lawrence, the owner at Helping Homes REI, is a direct home buyer. Some of the benefits of selling the house to Helping Homes and dealing directly with a local home buyer include:• Fair price for the property• Customized solutions for the homeowner• Zero pressure to sell the house. More
