What exactly is accounts receivable financing and factoring and how can it help a business?

What is the difference between the gross and net interest rate?

Which washer/dryer will qualify for an energy-efficient tax credit?

I am doing freelancing for two different companies and I have several questions. I deliver for them digital files, such as research, PowerPoints or excel files. Do I need to add sales tax to the invoices? When and how do I file taxes? I have never worked before in California and just started working in October last year.

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What are the best ways of spending money apart from spending just on shopping and entertainment? When can spent money be never regretted? Add your feedback please.

Are payday loans meant to help people in times of emergency or just to trap them into a cycle of debt?

If I participate in my employer's 401K plan, can I also set up a SEP-IRA for my self-employment income?